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If you're not sure where to start looking, these five options are a good place to start.
If you know pets, then you've heard of the ASPCA more than once. What you might not know is what it stands for, which is the American Society for the Prevention of Cruelty to Animals.
The organization was founded in 1866 to support the welfare of animals. Since 2005, they've offered health insurance via the Hartville Pet Insurance Group. Their policies are typically affordable, and you can add a wellness rider if you like.
They're a great choice for households with multiple pets because you can get a 10-percent discount for every extra pet that you get insurance coverage for.
Choose from accident-only or accident and illness coverage. Wellness riders are available, and deductibles range from $100 up to $500.
Embrace pet insurance is great for anyone looking to handle emergency visits. Transparent pricing merges with customizable policies for effective coverage options.
Embrace Pet Insurance got capital funding when it won the Wharton Business Plan contest in 2003. They started selling pet insurance three years later, and they offer more treatments than the majority of their competitors.
This coverage can include dental treatments, homeopathic medicine, and prescription drugs. Starting prices vary, but you can choose from accident-only policies or coverage for both accidents and illnesses. Deductibles range from $200 up to $1,000.
Is holistic care your thing? If so, then check out Figo. They actually cover chiropractic care and acupuncture for your dog or cat.
Founded back in 2015, this company utilizes technology in maintaining an online network. Policy owners can find each other, look up pet services, and connect with veterinarians any time of day or night.
Other pet insurance providers tend to stay with FDA-approved treatments, but Figo goes beyond this into the realm of holistic care.
Find accident and illness coverage at a variety of price points. Deductibles range from $100 up to $750.
If you're looking for discounts, GEICO is where you should start. A company that uses a small animal as its mascot for thousands of commercials should cover pet insurance, and they do.
Pet insurance options include wellness coverage. Also, the company that prides itself in discounting car insurance makes it easy to stack up discounts here. You can get up to 25 percent off of your premiums.
The flip side to those discounts is that bundling with other GEICO policies isn't included, since Embrace Pet Insurance is the actual partner providing these policies.
Get accident-only coverage, or sign up for accident and illness policies. Wellness riders are available, and deductibles run from $200 up to $1,000.
PetFirst is a great option for affordable coverage that handles routine and preventative care for dogs and cats. You can customize your policy with an additional wellness rider. That rider is available in five levels of coverage limits so you can match your current budget and needs.
This insurance provider started in 2005 and is strongly committed to supporting many shelters and humane societies. How much coverage you get depends on which of the five tiers you choose, but nearly every plan will cover wellness exams, vaccinations, flea/tick medications, microchip identification, heartworm testing, and even behavioral issues. Higher-end plans might also include health screenings and maintenance visits.
Coverage is available at just $17 with a deductible starting at $50.
In nearly all cases of pet ownership, pet insurance is a worthwhile investment. Use it to make managing your pet's health matters affordable, keep your four-legged family friend alive longer, and improve their quality of life. Explore these five pet insurance options for cats and dogs to see which is the right for your needs and budget.
This article represents the opinions, thoughts, and experiences of the author. This content has not been paid for by any advertiser nor does Answer.Expert recommend or endorse any products or treatments discussed herein. This article is provided for informational purposes only. Answer.Expert does not provide professional advice of any kind. You should seek guidance from your medical, financial, legal, or other professional representative with any questions you many have about your personal situation.
The best pet insurance company is the one that meets your pet’s needs when you need them. Most leading pet insurance companies give pet owners comprehensive coverage at an affordable monthly premium. Yet, a study from March 2021 on pet ownership found that only 25% of pet owners have pet insurance. Shop around, do the research into what pet ...